diff --git a/js/components/ascribe_forms/form_loan.js b/js/components/ascribe_forms/form_loan.js
index 9e7c9fcc..7b92f2b2 100644
--- a/js/components/ascribe_forms/form_loan.js
+++ b/js/components/ascribe_forms/form_loan.js
@@ -59,7 +59,8 @@ let LoanForm = React.createClass({
                     name="terms"
                     className="ascribe-settings-property-collapsible-toggle"
                     style={{paddingBottom: 0}}>
-                    <InputCheckbox>
+                    <InputCheckbox
+                        defaultValue={false}>
                         <span>
                             {getLangText('I agree to the')}&nbsp;
                             <a href={this.state.contractUrl} target="_blank">
diff --git a/js/components/ascribe_forms/input_checkbox.js b/js/components/ascribe_forms/input_checkbox.js
index 46f4eb78..5c621a90 100644
--- a/js/components/ascribe_forms/input_checkbox.js
+++ b/js/components/ascribe_forms/input_checkbox.js
@@ -4,7 +4,6 @@ import React from 'react';
 
 let InputCheckbox = React.createClass({
     propTypes: {
-        required: React.PropTypes.string.isRequired,
         defaultValue: React.PropTypes.bool,
         children: React.PropTypes.oneOfType([
             React.PropTypes.arrayOf(React.PropTypes.element),
@@ -13,7 +12,7 @@ let InputCheckbox = React.createClass({
     },
     getDefaultProps() {
         return {
-            required: 'required'
+            defaultValue: false
         };
     },
 
diff --git a/js/components/ascribe_forms/property.js b/js/components/ascribe_forms/property.js
index 93a32baa..2547c65b 100644
--- a/js/components/ascribe_forms/property.js
+++ b/js/components/ascribe_forms/property.js
@@ -158,7 +158,7 @@ let Property = React.createClass({
     renderChildren() {
         return ReactAddons.Children.map(this.props.children, (child) => {
             return ReactAddons.addons.cloneWithProps(child, {
-                value: this.state.value,
+                //value: this.state.value,
                 onChange: this.handleChange,
                 onFocus: this.handleFocus,
                 onBlur: this.handleBlur,